I made this crop from a Facebook image that second cousin Teagan Gray posted. While on her June 9 morning run, Teagan found this little guy crouched in the middle of the trail. Mom was keeping a wary eye on Teagan from the tree line. I used Apple Aperture to give this critter a 60 Minutes crop and to correct the exposure and color a mite. I let Aperture Otto have his head giving the result above from Teagan’s original.
Tablo is a new go at an off the air digital video recorder that appears to solve the issues I’ve been having with my EyeTV/HD homeRun combination.
SimpleTV and Tablo Functionality Compared
Tablo is an off the air only DVR similar to the Silicon Dust Simple.TV. Simple.TV can receive both ATSC broadcasts and cable TV clear QAM channels. As the reference explains, cable operators are required to carry local market broadcast channels using clear QAM that can be received by a standard HD TV without a set top box. This allows the local channel service to be pirated. The cable companies keep trying to convince Congress to eliminate the clear QAM local TV requirement to prevent theft of local service.
In many areas, especially the 757, the major broadcasters have their towers in a single area and the flat terrain permits local reception out to the tower’s radio horizon. In the 757, there is no real advantage to taking cable “limited service” from Cox as the same material is available off the air at broadcast resolution. Cox often transcodes broadcast content to lower resolution to pack more on the cable. The best signal at no cost (well $300 up front for the antenna plus installation) is available off the air.
Both products are designed to work with a set top box such as Apple TV, Chromecast, or Roku. I don’t know if either will stream to an Xbox or PlayStation. Both products use a smartphone or tablet application for control and display.
Tired of the EyeTV So Soon?
After 2 years of living with EyeTV, I’ve come to recognize the following shortcomings.
My Mac Mini has to be logged in and running to record programs increasing its attack surface.
My Mac Mini is powered up 24/7 shortening its service life and increasing its operating cost
The HD HomeRun EyeTV combo on said Mac Mini was unable to play live TV on my Apple TV’s
Video had to be transcoded for AirPlay from MPEG-2 to H.264 format taking a couple of hours per hour of program.
TV off-the-air audio from the TV’s internal tuner couldn’t be sent to the hi-fi via TOSlink.
To fix the transcoding issue, I was looking at buying a new iMac for $2500 or so to get one with the stones for lengthy video transcodes. That’s over 1/2 month of living expense I couldn’t justify spending with other priorities around the house and yard.
Comparing Tablo and EyeTV
EyeTV runs on your computer and controls an external TV tuner. Tablo combines the computer, DVR software, and tuner into a single compact low power device. Tablo has
A Linux computer
Two or 4 ATSC TV tuners
Ethernet
WiFi 802.11n. Sorry, not ac
2 USB ports for external disks
Tablo transcodes to H.264! The mini be off when not actually in use.
The core DVR functionality
Remote control server
Streaming playback server
You bring
A USB 2/3 disk <= 2 TB
A set top box like Apple TV, Chromecast, or Roku 3
An iPad or Android tablet or an iPhone or Android phone
The phone/tablet Tablo App.
Where Things Stand
Sunday 6/8 ordered
Monday 6/9 UPS picked up and reported the parcel hand off.
Portable disk to purchase while awaiting the truck
Tablo app installed on iPad.
The Tablo App — It Needs a Buddy!
Tablo uses a smart phone, tablet, or computer as a remote and viewing device. The Table iPad App is useless until hardware comes. I was hoping I could play with the UI while awaiting hardware but the first thing the App does is to look for a Tablo on the LAN. So it just sits there until you have one to add.
My church had been dissatisfied by the service from its phone carrier. Multiple annoyances led the office staff to seek an alternative but the most telling was that the phone system was difficult to manage. Most troubling was that the staff could not change call forwarding from outside the office.
The Incumbent
The incumbent was providing 2 line business service using VoIP off the cable. The cable split between a carrier provided ATA and a Motorola SurfBoard cable modem feeding a Linksys WiFI router. The carrier provides a custom front end web site for managing phone service that was proving difficult to navigate and use. And we were paying about $80/month for service. The box supported two AT&T office desk sets that are somewhat clunky to use.
The Challenger
Given the office’s frustrations I began looking about for alternatives and found Ooma for Business. Ooma for Business is Ooma’s small business VOiP offering and is similar to its home offering in many ways but different in ways important to businesses. And different in some ways important to UCN.
Objective Capabilities
Calling for 3 staff members, Minister, Office Administrator, and religious education director.
Ability to call out while an inbound call was active
Call forwarding for 3 internal phones
Voice mail for 3 internal phones
A single inbound number.
Auto-attendant to free the office administrator to roam the building as needed.
Off-site management during weather closures
Off-site voice mail access during weather closures
Testing your ISP Service
Ooma for Business requires about 256 Kbps or so of bandwidth to service an active call plus the auto-attendant. You can verify an adequate Internet service using the speed test on the Ooma support pages. This test verifies through-put, latency, and latency jitter. Successful completion of this test is recommended prior to ordering.
Ooma Premisses Equipment
The Ooma premisses equipment is a trade paperback sized black box with 2 Ethernet ports and a POTS port that connects to the Ethernet. You may connect it between the gateway router and switch using the two Ethernet ports or to an inside port on the switch. If you have a robust service, the internal location is preferred. With DSL service, connection between the DSL modem and switch is preferred.
The little black box runs a tailored instance of Asterix private branch exchange software that supports internal calling, an auto-attendant, and voice mail.
In addition, the base system comes with two DECT 6.0 Linx devices. These provide a wireless connection for a regular 1 line business or home phone with caller ID support. The base configuration supports 3 internal lines, one on the PBX device and 2 using included Linx devices. Two additional Linx devices may be added with current firmware for a total of 5 extensions. Future releases of software are expected to increase this to a total of 10 local RJ-11 drops.
The system can support an additional 10 virtual extensions. A virtual extension pairs a PBX number with a POTS phone number somewhere in the US or Canada. The PBX forwards the call to the paired number. To the caller it appears as a local call. This is very similar to Google Voice forwarding a call to your mobile number to your home phone.
The Ooma PBX also has a teleconference bridge. This service requires an additional extension to be used for joining conferences.
Lines?
Ooma’s marketing is a bit confusing on how Ooma for Business works. The best way to learn is to read the support pages. You purchase 2 resource types from OOMA, phone numbers and internal destinations (extensions or virtual extensions).
A phone number is a 10 digit dialed telephone service address associated with the system. UCN needed one of these.
An extension is an internal port that is able to make and receive calls. These come in 3 varieties.
The RJ-11 POTS port on the Ooma PBX
The RJ-11 POTS port on each Ooma Linx wireless device
Virtual extensions.
It seems obvious that you would pay for numbers but shouldn’t extensions be free? Why is Ooma charging for them? The Ooma PBX creates one “line” for each extension. They are 100 percent provisioned for external service access. All may be active on external calls simultaneously. Most large scale branch exchanges assume that most calls will be internal and that some fraction will be external. This is an invalid assumption in a small office context.
Virtual extensions are internal extensions that are paired with a POTS phone number, typically a home office or mobile number.
UCN needed 3 extensions and 0 virtual extensions.
Pricing
Ooma prices the business service based on numbers and extensions.
Numbers are $20 per month
Extensions are $10 per month
Taxes, 911, and universal service fund are $5/month per number.
UCN’s bill is about $55 per month
Auto-Attendant
The auto attendant uses a synthesized voice to deliver a greeting and directory information. It has different greetings and behavior for business hours and non-business hours.
During business hours, you can dial an extension
Outside business hours, it sends you to extension voice mail or to the common office closed voice mail queue.
This behavior is customizable and each day of the week can be a business day or a closed day. Each day of the week can have different business hours but only one period per day of business hours.
Phones
The system is bring your own device. Any RJ-11 POTS phone (desk set or cordless) may be used provided that it has an electronic ringer. The RJ-11 ports do not have the heft to power mechanical ringers or some older caller ID desk sets.
The system does not support direct pairing of DECT 6 wireless phones with the Ooma base station. Ooma uses a high definition voice codec to communicate between the base station and Linx end points. Ooma’s HD hand sets will not pair with the Ooma Business base station in current form.
Voice Mail
The system provides voice mail delivery in several ways.
Directly to the handset. Dialing the handset’s number takes you to its voice mail queue.
By E-mail. Ooma also delivers the recorded message by E-mail as an audio file attachment to an E-mail address paired with the extension. Transcription is not currently supported.
Voice mail can be managed from off site using a web browser.
Service Continuity
During power outages and Internet fades, Ooma HQ picks up service and will take messages in much the same way that your mobile carrier sends calls to voice mail when a mobile handset is indisposed. Ooma will read or play your recorded announcement and direct callers to voice mail.
Voice mails will be queued for delivery on site and delivered by E-mail as described above.
Reliability
UCN has experienced one service interruption associated with our router loosing its DHCP leases from our ISP. Basically, everything inside the router lost DNS access. Restarting the router and Ooma PBX corrected the problem.
My beloved Oswald (named after Nick’s grand sire) was getting as slow as his deceased name sake. The internal disk was failing, boot and shutdown times were long, and the machine was getting unstable. Time for a new iMac? Being a retired moocher, the thought of parting with $2500 while totally out of pocket was a bit unsettling. What could I do with an overhaul?
The Symptoms
The machine’s symptoms were
Dying in its sleep. I’d find the forbidden icon up on a gray background
Slow to log in
Slow to log out
Programs like Aperture ran slowly
Machine was not CPU bound
Machine was not swapping
Disk I/O looked reasonable. Most things read, modify in memory, then write.
Initial Investigation
Review syslog using Console.app. Nothing scary. No panics called, no device errors for disks mentioned.
Reinstall Mavericks. This helped for a while
Check /Library/LaunchAgents and /Library/LaunchDaemons. They were full of crap from 12 years of Mac OS X updates and retired software. Clean these out.
Do a general clean up using Clean My Mac 2. Remove broken startup items and broken preferences. There were some.
Run About This Mac and check the kernel extensions. I found some from PPC days and the OS was actually trying to load one.
Check and remove all KEXT’s older than Intel only OS X, say 2009. Remove all that were PPC only.
At this point the machine was somewhat improved. At least log in and log out were moving nicely. But the machine died in its sleep a week later.
On to Hardware
Now that the system was cleaned up, was the hardware old, ailing, or failing? Time for a visit to the Genius Bar.
I took the machine and power supply to the local Genius Bar at the MacArthur Mall Apple Store. After a few minutes to review the symptoms and my corrective actions, the Genius rounded up a monitor and keyboard and began a quick inspection. Once complete, he recommended running diagnostics. The disk phase quickly found a failing Hitachi Death Star disk. Apple could only put a disk like the original back in. Apple business rules did not allow Apple to make an alteration equivalent to repair. So I elected to reinstall Mavericks at the Genius Bar and restore the disk from Time Machine upon my return home.
On the way out, I launched a few things on the Mac Pro. Blinding fast. What’s in that sucker? About this Mac found a 256 GB SSD. Ah Ha! What can I do?
Alternative Courses of Action
While Time Machine was chugging, about 8 hours for 1/4 TB to restore, I did some research.
How hard was it to replace a disk? Not very.
How hard was it to reinstall and restore? Been there, done that, got the tee shirt!
Could I increase the memory? Yes, from 4 GB to 8 GB if the last firmware update had been installed. It was.
Could I put an SSD in? Yes.
Whose SSD?
SSD Selection
After some reading, I concluded that Samsung and Crucial were the go-to SSD suppliers. Both made their own flash and Samsung made its own controllers. Crucial was using recent Marvel controllers that were well regarded.
Could I get the memory and SSD from the same source? Maybe. Who?
Amazon did not have a good memory advisor AI so I ruled them out.
Samsung did not have a good memory advisor so I ruled them out.
Tiger Direct and NewEgg? They did not have Mac savvy memory advisors so I ruled them out.
Crucial has supplied memory upgrades in the past and had a good Mac memory advisor. Did they also have a good SSD? The consensus of Ars, Toms’s Hardware, and AnandTech was that Crucial’s M550 was in the hunt.
So, I ordered 8 GB of expansion memory, and a 512 GB M550 laptop form factor eSATA 3 SSD. The SSD included a 9 MM spacer that would be needed in the Mac Mini. I also ordered Crucial’s Apple tools which included a spudger and small screw drivers.
Installation
Crucial was a bit back ordered so it was 10 days waiting for parts to come. Oswald took another header so I put an OS image on my media Drobo Gen2 to limp along while waiting for parts.
Parts arrived in Tuesday’s evening UPS run so I elected wisely to do the installation Wednesday morning.
Are you satisfied with your backup? No. Run Time Machine and be sure things are up to date. They weren’t so I kicked that off around noon on Tuesday. Note which TM volume of three had the fresh backup.
TM1 was mounted read only. Why? Run Disk Utility to repair the disk. Nothing was wrong but it was 12 hours to find that out. Better safe than sorry.
Does a recovery partition boot and run? Yes, from thumb drive made using the recovery disk tool from the App store, and also the recovery partition on the external media disk.
Clean up and draw file an edge on a putty knife as described at iFixit.
Do a normal shutdown before breakfast on Wednesday.
After breakfast do the replacement following OWC’s 2009 Mac Mini disk replacement video.
OWC advises that the replacement is easy but not so easy. As to be expected, I found out why.
Getting the old disk out and the new one in looks easy when you watch an experienced tech do it. In practice, there are some sticky bits
Getting the drive tabs into the riser socket is tricky because there are no guides for the drive body. But it can be done with patience.
Getting the drive carrier tab into the mother board connector is a bit tricky. It took me 3 tries.
Seating the ribbon cable on the disk connector is a bit tricky. It needs a good push.
Replacing the memory was trivial. No skinned knuckles like desk top memory transplanting produces.
Once all was back together (well, almost all, one screw went missing), I fired the machine up. No happy chord. I let the machine boot. No internal disk. Three checks to find all the stuff mentioned above. Then the lost chord was back.
System Installation
Mac OS X installation goes like this.
Start from the thumb drive (Alt/Opt down while booting until the drop down box shows).
Start disk utility and partition the SSD. One 64GB Win81 partition and the balance to OS X HFS+ Journaled. ESPlanner brought the camel into the tent. Frown!
Connect the Time Machine Drobo and restore the system disk from Time Machine. This took 8 hours for 1/4 TB of data.
When Time Machine completes, the machine restarts.
Complete the setup wizard.
Other than being agonizingly slow, the whole process was without drama. Only a bit of futzing around to get connectors seated.
The Results
For $500 and a day of BS&T, I have a new machine that is quick to boot, quick to log in, and pleasant to use. Even Aperture launch and Aperture import, both painful, are reasonably quick. This without making a working Aperture library on the SSD. Aperture is quick enough that there is no need to make a working library in addition to the archival library on the Drobo. Even image correction, which was slow before, is reasonably quick. Here’s why.
4GB of memory was too little although nothing appeared to be swapped. My normal workload shows about 4.5 GB of App memory so stuff that was paging is no longer paging.
There is about 3GB of buffer cache. Enough said.
The SSD eliminates seek latency and rotational latency. Apps load much more quickly because they page in without mechanical waits.
Why the slow logins?
Just what were those LaunchAgents and LaunchDaemons? Would you believe
A Google daemon to enhance the user experience?
An Adobe daemon to find the latest screwed up version of Flash?
An Oracle daemon to find the latest Java vulnerabilities?
Any or all of these were ill behaved. They’re worm food now. And the machine is happy. And Google’s helper is not missed.
After responding to questions from a fellow Unitarian Universalist Association Congregation, I’ve updated this article to make it a better reference for other UUA congregations and small non-profits. The changes include addition of references and a how we should have done it section.
So, what have I been up to these past four months? A lot of goofing off to find a new normal and a bit of non-profit hacking for my church’s communications committee. Unitarian Church of Norfolk, like most 200 member churches, needs significant technical infrastructure but is not large enough to provide it organically. Our solution has been to subscribe to Google Apps which provides E-mail, Google Groups, Google Drive, Google Analytics, and other services to non-profits.
Retirement gives me some free time to play around with my hobbies so I gave davehamby.wordpress.com a new look using the WordPress 2014 theme. This themes is designed for magazines rather than for “blogging”. I expect this site will become a scrap book over the coming years so the new theme fits the site’s mission well. I can use the blog for announcements and the pages to share photos, music, and video.
Copyright and License
With the new look comes a copyright statement and Creative Commons License down in the footer. All of the material hosted here is created by me. When sharing material created by others, I’ll do that by link.
Comment Policy
Comments are welcome but moderated and there are rules.
Comments must be relevant
Comments must be relevant
No plugging your commercial interests
Abuse of others will not be tolerated
Rants will not be tolerated
Links are frowned upon to protect the naive from drive-bys
Bread by the numbers gives my favorite bread recipe. This recipe is a mash up of the basic white bread from Joy of Cooking and the learning recipe from the book Bread Alone and cooking ratios. By knowing the ratios, remembering the recipe becomes easy.
I’ve been doing some WordPress hacking the past couple of days.
The site now has a custom header image
The site now has a custom side bar.
The top level pages now have child pages
The top level pages and child pages have a custom side bar that shows the page tree for navigation.
The home page now allows navigation by categories.
I have no idea why I named it thus other than to warn you that this is not Mom’s Lentil Soup. It has a good bit of other stuff in it as inspired by several recipes for lentil soup that I found on the Internet. I know, Internet recipes are risky. Often they assume experience but this one does not. If you can measure, dice stuff keeping all your parts, and sauté without burning the house down, you can make this main dish soup. It is pretty thick so it can be served as a soup or over rice as a curry but it is a vegetable stock not relying on cream or coconut milk.
This recipe is assembled in three passes. The first pass does all the slicing and dicing. The second pass sautés the veggies. The third pass creates the soup.
Vegan Note
I use Better than Bouillon “chicken” stock for this soup. This product contains a small amount of rendered chicken fat. The largest ingredient is salt. Most of the flavor is from glutamates and other wonders of food science that have non-chicken origins. A table spoon gives a whole lot of flavor that beats most home made vegetable stock. This product is an America’s Test Kitchen favorite. And is the start of most canned stocks. Do yourself a favor and use it. And rest assured that not even Grissom or Sherlock Holmes can find chicken in this product.
How much
This recipe makes four to five servings. I ate a bowl and filled 4 pint containers with the leftovers.
Tools
This recipe requires the following tools.
5 quart Dutch oven for 1 pot simplicity
5 or so 2 cup prep bowls to hold diced vegtables
1 quart prep bowl to hold the sliced potato
measuring spoons
chef’s knife
cutting board
As you can see, it is all basic stuff. If you elect to double the recipe, you will need larger prep bowls and a 7 quart Dutch oven.
Ingredients
I like to list the ingredients in the order they are prepared and added, so here goes.
Spices
For this recipe, I went lazy and used a prepared curry seasoning, Frontier Natural Products Co-Op Balti Curry found at Whole Foods. This curry seasoning is a blend of coriander, garlic, ginger, cumin, roasted red chili powder, cinnamon, brown mustard, and a whole bunch of other stuff that will give a complex taste. This goes into the oil while it is being heated to begin the sauté step.
2 to 3 tsp curry seasoning of your choice
Carnivore Option
I’ve not tried this but if I wanted to add a bit of meat flavor without adding a whole lot of beast, I’d add one Chorizo sausage prepared as follows. Skin the sausage and mush it flat on your cutting board. Toss it in the Dutch oven, set the heat on medium high (7.5) and brown. Then pick up with sauteing the vegetables using the rendered sausage fat as a starting point. Add additional olive oil as needed and run with it.
Diced stuff
Prepare these vegetables for sauté by dicing small. Small dice is about pea sized for purposes of this recipe. The idea is that all these ingredients be about the same size as the cooked lentils.
olive oil to sauté, enough to cover the pan bottom, usually 1 to 2 ounces
1 red pepper, diced small to give about 1 to 1 1/2 cup of product
1 large onion, diced small to give about 1 1/2 cup of product
2 carrots diced small to give about 1 to 1 1/2 cup of product
4 ribs celery diced small to give about 1 to 1 1/2 cup of product
2 cloves garlic minced
Soup Step Ingredients
I sliced the potato into thin quartered slices for no good reason that that is what I’d seen done in a dehydrated Minestrone soup kit I use from time to time.
4 cups water
1 Tbsp Better Than Bouillon “Chicken” flavor
1 potato quartered length wise and potato crisp sliced into thin slices
One can (14 oz) Muir Glen fire roasted diced tomatoes
1 cup green lentils
Procedure
I use the following procedure for my soups. First, I gather up all the ingredients and measure out the spices, salt, liquids, etc into prep bowls. I dice up all of the vegetables into prep bowls. Multiple ingredients may go into a prep bowl provided that they are added at the same stage in assembly. For example, all of the vegetables being sautéed can be staged into a mixing bowl or sauce pot. Similarly, the water and Better Than Bouillon may be measured and combined in a 2 quart sauce pan for later addition.
If making the carnivore option, skin, mush, and brown the Chorizo. Scramble it up good.
Next, add the diced vegetables, curry powder, and oil and sauté. I usually start the sauté at medium hot (7.5). Things will get off to a slow start but should start sizzling nicely as the vegetables give up their water. For this recipe, continue the sauté process until the vegetables are soft, the onions are translucent, and volume is reduced about by 1/2 to 2/3. The sauté process concentrates the vegetable flavors. I didn’t elect to caramelize the onions to save time. As the rate or water release drops (sizzle reduces), lower the heat to 5 then to 3 lest you burn the onions. If you have the heat right, there is no standing water in the pan and nothing is burning with a nice sizzling sound and visible steam release. Most recipes blatantly lie about the time required for this step. I play it by ear, literally. The step is done when things get quiet and stay quiet when stirred. The amount of steam coming off is greatly reduced from that observed when things were sizzling vigorously at the start. The vegetables will cover the pan in a shallow layer. I’d guess 15 to 20 minutes to this stage.
Finally, add the water, Better Than Bouillon, tomatoes, and lentils. Bring to a boil at and reduce the heat to a simmer. Let simmer for 45 minutes to 1 hour. If desired you can add some extra salt but usually, the Better Than Bouillon base provides enough. If too salty, you’ve probably used a heaping measure of BTB. A level tablespoon please.
When done, the lentils will be al dente. Add lemon or lime juice, salt, and pepper to taste at time of serving. I suggest 1 tsp of lemon juice or lime juice per serving as bowled.
This post grew out of research I did to prepare a discussion about income in the United States for my church’s discussion group. As I prepared the presentation materials for the opening of discussion, I learned quite a bit about how fortunate I was and how things fit together. This post is based on the following references.
Income, Poverty, and Health Insurance Coverage in the United States: 2012, United States Censure Bureau Report P60-245, 2013.
An understanding of this information is important to making both personal and public policy decisions.
Standard of living
How much income does it take to support an individual or household in the United States? I was surprised to learn these figures. Unfortunately, I’ve forgotten the source so take these as 2013 thumb rules
$30,000 individual self-sufficiency possible
$40,000 individual savings for retirement and set backs
$10,000 per additional member of the household.
The $30,000 figure represents the income needed to live independently and provides basic housing, transportation for work, food security, and basic health care in the absence of chronic diseases or injury.
The $40,000 figure represents savings for retirement and for maintenance of reserves to meet minor health emergencies, out of work contingencies, save to replace a vehicle, etc.
The $10,000 figure represents the incremental cost of adding an additional non-working resident to the household. Thus, a single head of household with 2 children requires $50,000 for a basic standard of living and $60,000 for a secure standard of living. For a two parent household, raise these figures to $60,000 and $70,000.
Individual Income Distribution
2012 Personal Income Distribution
This figure shows the Census Bureau’s 2012 estimate of individual income density in the US. The bar height is proportional to the number of individuals in a $2500 band, for example from $40,000 to $42,999. Normalizing by the total number of people surveyed gives an estimate of the probability density function of income levels in the US.
There are some inconvenient truths here.
The distribution is not Gaussian
The distribution is bottom weighted
The distribution is noisy
There are high-low income band pairs, cause unknown
The important thing to take away is how income is distributed. A large swath of young (< 15) are counted as zero income. The median individual income of about $40,000 is well below the middle of the range considered in the survey ($50,000). Household income has a similar distribution with the median income being $51,000.
Percentile Stuff
Because the data is gnarly, it is helpful to think of it by percentiles as shown by the figure below.
A few useful income groups
The figure shows some of the more important income bands. A percentile boundary represents the fraction of the population making less than that income level. For example, the tenth percentile tells us that 10 percent of the population earns less than $10,500. One quarter of us earn less than $22,500. One third of us earn between $30,000 and $62,500. Similarly, one quarter of us earn more than $77,000 and one fifth of us earn more than $92,000. Our doctors and dentists earn more than do 98 percent of us. The top 1.5% of income earners make more than $167,000 and to leave the 99% requires an income greater than $350,000.
Income and Standard of Living
Let’s interpret the income figures in terms of standard of living. Most importantly, the bottom 1/3 of us do not have the income to live independently. The middle 1/3 of us range from struggling to get by to independent with some savings. A 90th percentile income, although statistically wealthy, is not practically wealthy and requires careful choices of housing, automobiles, children’s education, etc.
Occupation and Income
Income of Common Occupations
The table above shows median income for commonly encountered occupations. Median income is that income level dividing the occupation into two equal sized groups. Half make less than median and half make more. In choosing occupations from the reference, I was careful to choose occupations we commonly interact with. So barbers, auto mechanics, plumbers, waiters, cooks, janitors, dentists, surgeons, etc are all present as are some glamorous occupations like airline pilot.
Race and Income
Household income by Race
The table above shows median household income by racial group. Just the facts, no opinions and no rewarming of racial stereotypes. But half of black and Hispanic households are struggling as are maybe half of all households.
Age and Income
This figure shows median income by age group taking the 10 year slices commonly used.
Implications for Markets
Other than the racial disparities, skill, experience, and the emergent nature of economic system behavior go a long way toward explaining these data. Broadly consumed goods and services must be either inexpensive or subsidized. For example, we all need our hair cut. To be affordable places an upper bound on the fees for this service and the earnings in the profession. The providers of this service don’t have a lot of pricing power because half of their market earns less than $40,000.
Upward Mobility?
Income and Education
The data show that the keys to upward mobility are educational attainment and experience in our profession, trade or occupation. But demand for services sets limits on upward mobility. First, we can’t all be rock stars or brain surgeons. The demand is not there. As the data shows, the most important thing we can do is to finish high school. After that, we can attend a trade school, apprentice in a trade, or attend college to acquire professional knowledge and gain experience in our profession being attentive to changes in demand for our services.
Implications for policy
The data suggest a few implications for public policy
Tax where there is money to be had, that is the top quartile.
Services in broad demand must be inexpensive or subsidised
Goods in broad demand must be inexpensive or subsidised
Jobs are demand driven. Subsidizing the bottom 1/3 of us produces demand for goods and services. Subsidizing the top 1% produces speculation or savings.
And a few implications for personal choices.
Education affords access to an occupation, trade, or profession that is in demand and pays well.
Choose occupations, trades, or professions for which demand is growing or under-served.
Choose occupations, trades, or professions that pay well
Be attentive to changes in demand for your occupation, trade, or profession and follow demand.
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