Personal Finance

This retired moocher has only IRA assets to live on at this point so planning my yearly burn rate is a significant concern and a complex task. The articles in this category explain how I go about marshaling my retirement assets.

  • A 21st Century Credit Card (8/15/2020) - A 21st Century Credit Card A brief introduction to the things that make Apple Card unique and valuable. No, you won't find this on YouTube.
  • Bond Index Funds (1/13/2018) - How do bond index funds work? They’re not as easy as stock index funds. Stock index funds own shares of each stock in the index in the ratios found in the index. How do you do that with bonds? Especially when all bonds of a given issue may be held? Read on to find out.
  • Income in the United States (1/15/2014) - This post grew out of research I did to prepare a discussion about income in the United States for my church’s discussion group. As I prepared the presentation materials for the opening of discussion, I learned quite a bit about how fortunate I was and how things fit together. This post is based on the […]
  • You know you are getting old when (5/26/2013) - You start paying attention to mail from Social Security Medicare Supplement adverts begin to flood your mailbox Both of those have happened. Will you still love me when I’m 64? And Medicare sets  you free from your employer’s health care plan! When that happens, my employer has nothing to offer that I want! Some Modeling […]