Best wishes for a wonderful 2019. Boy has it been a busy year. As 2018 closes, Dave, Nick, and Missy are well. Dave remains busy with club activities while the Greyhounds continue to keep our garden zombie free.
I’m now officially a Moocher
I turned 70 and started collecting Social Security. This should be a good bet as monthly benefits increase by about 30 percent. The design is neutral from an actuarial vantage point. Social Security will pay out the same total from commencement to median life expectancy. The bet you make is that you will live past median life expectancy, a good bet as most relatives who dodged early canecer have done so on both sides of the family. Most cancer cases involve risk factors like tobacco use, agent orange exposure, or alcohol abuse. I now actually have some income. Surprisingly, Social Security covers about 1/2 of my income needs.
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